At some point in our lives, we all encounter that friend who is impossibly good at getting us to spend money that we don’t need—or want—to spend.
These friends, or “enablers,” are the ones who encourage you to buy that hot fudge sundae for dessert when you’re on a diet, order those $100 concert tickets when you say you’re broke or splurge on that pair of jeans that aren’t that comfortable. And who loses in the end? You and your wallet.
While individual purchases as small as a hot fudge sundae seem like no big deal in the moment, over time, they do add up. It’s important to be prepared so you don’t fall victim to impulse shopping or peer pressure: