As the holiday season approaches, it seems everyone is collecting donations for those in need.  Whether it’s the Salvation Army’s bell ringers or a giving tree at the mall or the homeless person standing at the side of the highway, we are constantly reminded that there are people around who are less fortunate than us.

You want to make a difference, but unless you’re a billionaire, how can your contribution have an impact? Sure, you can give a dollar here and a dollar there, but with a little research you can target your contributions where they will do the most good.

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Covered so far in this series: tips for how to handle your money when you receive a paycheck (Part 1), saving some of that money (Part 2), and spending some of it too (Part 3).  Today, we’ll cover the last aspect of what you can do with your money…sharing. 

Saving.  Spending.  Sharing. 

You like that don’t you? 

Ok, back to the question. 

You may be wondering, “Grant, why in the world would I share any of my paycheck?  There’s barely anything there to begin with, plus I’m already sharing enough of it with the government!” 

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