In this month’s issue of Money Magazine, there is an article about practical ways to cut your spending.  We went through and pulled out some of the best ones that apply to students…

• Don’t pay retail for college textbooks (see our recent post about saving money on textbooks)

• At college, go for a seven or 14-meal plan, not a full one.  You’re not going to eat every meal on campus.

• Evaluate your cell phone plan.  Make sure you’re not going over your minutes or alloted text messages.  Also, make sure you don’t have too many minutes or texts leftover at the end of each month.

• If you have an older car, cut out collision insurance.  Not worth it.

• If you make good grades, be sure to let your insurance agent know.  You’ll get a discount on your insurance.

• Don’t waste money on ATM fees.  If you need to use one, only use your bank’s ATMs.

• Brown bag your lunch to school.  No need wasting money on cafeteria food that you’ll hate.  Just make a sandwich, and you’ll save around $20 or more per week.

• Use the library.  Instead of buying a book or video, just borrow it from the library.  It’s free.

YOUR 2 CENTS – What other simple, practical ways to cut spending do you have?

Related posts:

1. How Much Cash Will I Need To Save Now For College Spending Money?
2. Where Can I Cut Costs On My Cell Phone Bill?
3. How Can I Get Better Control Over My Spending?
4. How Much Spending Is Too Much Spending?
5. How Can I Spend Less On Food And Eating Out?